Don't forget to factor in closing costs when considering a home sale or purchase. Dimension Mortgage is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 7136868844 if your needs include a real estate pro ready for the business side of real estate.

Closing costs you should expect

There are certain basic fees associated with closing the sale of a house. These expenses are commonly split between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Texas to help show you through the deal.

Closing costs that are loan-related    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the very best sales price, but I'll also push for limited closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: When buying real estate in Harris County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not shocked when you reach the closing appointment. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that seem off.

Stoneburner & Associates Realtors 9770 W Little York Rd Houston, TX 77040-3342
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